Our Privacy Policy

We at Veraccom understand how important your personal information is and your right to privacy.

The statements below set out the basis on how we may use data that we collect from and about you, How we use data you have submitted to us and how we may process and store this data.

Most recent revision date: 1st September 2017

1. What Information We Collect

Most of the information is collected when you interact with us for example when you register to become a member, wish to receive our marketing literature, and newsletters, or to purchase  a product or service, enter a contest, sign-up for special offers or complete a survey. We also collect financial and other information about you from a variety of sources including from: references you have provided to us, transactions you have made with or through us, credit reporting agencies, and other financial institutions.

We will ask you to provide information that enables us to complete your request, to provide better service or to offer you products and services we believe you might be interested in.

Information About You - Information essential for fulfilling most registration and membership requests and applications includes:

Information establishing your identity - such as your name, address, phone number, title, business phone number, email address, date of birth, social insurance number or social security number (for tax purposes), and account numbers; Passport details, driving licence details, Identity card detail.

Information to authenticate your identity - such as knowledge-based information (i.e. username, password and account information), biometric information (i.e. signature, fingerprint and voiceprint), device information (i.e. device model, browser type, IP address, security cookie and approximate physical location of device);

Information related to transactions - arising from your relationship with and through us, and from other financial institutions and referencing agencies;

Information you provide on an application - for the provision of our membership products and services, such as your holiday home addresses, information relevant to the authentication of property ownership - such as title deeds, other land registry information, tax documents in relation to the physical property.

Information pertaining to business clients - will include your business name, address, phone number, email address, industry type, financial status and detail(s) on the owner(s), operator(s) and director(s).

Additional information - may be requested to help us determine your eligibility for products and services that we offer.

Providing us with your information is always your choice. However, in dealings involving insurance and related financial services, your decision to withhold particular details may limit or prevent us from providing the products or services you have asked for.

2. How We Share Your Information

We may share your information in the following circumstances:

When We Work Together – We may share information between and among Veraccom, its subsidiaries, and affiliated companies for purposes of management and analysis, decision making, and other business purposes. For example, we may share your information with our subsidiaries and affiliated companies to administer our loyalty programs, process orders and requests, and expand and promote our product and service offerings.

When We Work with Service Providers – We may share your information with service providers that provide us with support services, such as credit card processing, website hosting, email and postal delivery, location mapping, product and service delivery, analytics services, or conducting academic research.

When We Work with Marketing Service Providers – We may share your information with marketing service providers to assess, develop and provide you with promotions and special offers that may interest you

When You Give Consent – We may share information about you with other companies if you give us permission or direct us to share the information.

When the Information Does Not Identify You – We may share your information in a way that does not directly identify you. For example, we may share information about your use of our websites and mobile applications in a manner that does not identify you or may combine information about the nature or frequency of your transactions with similar information about other people and share the aggregated information for statistical analysis and other business purposes.

When You Post on Our Websites – If you post information on a holiday property listing or a blog or members forum or any another part of our websites, the information that you post may be seen by other visitors to our websites. THIS PRIVACY POLICY DOES NOT PROTECT YOU WHEN YOU USE OUR PUBLIC FORUMS OR PROVIDE INFORMATION (INCLUDING PERSONALLY IDENTIFIABLE INFORMATION) ABOUT YOURSELF THROUGH THE PUBLIC PROFILE FEATURE OR THROUGH ANY COMMUNITY AREA AVAILABLE ON OUR WEBSITE.

3. How We May Allow Others to Collect Your Information

When you use our websites or mobile applications, we may allow third parties to collect device and usage information and location information across your different devices through mobile software development kits. These third parties collect this information for the following purposes and for other purposes consistent with their own privacy policies:

To Display Ads for Products or Services – We allow some advertising companies to collect this information in order to display ads that are most relevant to you across your different devices and on our own and others’ websites and mobile apps. You can make the choice to opt in or out depending on your personal preferences.

Third Parties Generally - We may provide to third parties information about you that does not allow you to be identified or contacted, including where such information is combined with similar information of other users of our Website. For example, we might inform third parties regarding the number of unique users who visit our Website, the demographic breakdown of the registered users of our Website, or the activities that visitors to our Website engage in while on our Website. The third parties to which we may provide this information may include potential or actual advertisers, providers of advertising services (including website tracking services), commercial partners, sponsors, licensees, researchers and other similar parties.

Outside Contractors - We may employ independent contractors to provide specific services and products related to our Website or Online Products, such as providing payment processing and fraud screening, and developing applications for our Website and e-mail services. These Outside Contractors may sometimes have limited access to information collected on our Website, including your Personally Identifiable Information, in the course of providing products or services to us. Access to your Personally Identifiable Information by these contractors is limited to the information reasonably necessary in order for the Outside Contractors to perform their limited function for us. We also require that these Outside Contractors (i) protect the privacy of your Personally Identifiable Information consistent with this Privacy Policy, and (ii) not use or disclose your Personally Identifiable Information for any purpose other than providing us with products or services for which we contracted.

Third Party Sellers - In addition, through our Website, you may be given the opportunity to purchase (or to obtain more information regarding) certain content, products or services which are sold through a person or company other than us or our Affiliates (collectively, "Third Party Sellers"). We will attempt to make it clear to you when you are dealing with a Third Party Seller by opening a new browser or otherwise notifying you that you are leaving our Website. For example, if you see a phrase such as "powered by" or "brought to you by" followed by the name of a person or company other than Veraccom, then you are likely on, or about to enter, a website hosted or operated by a person or company other than us. Third Party Sellers may request that you submit certain information to them in order to purchase their products or services or to obtain additional information from them. You do not need to submit this information or purchase any products or services from Third Party Sellers to access our Website. By submitting the requested information, you affirmatively consent to have that information shared with the Third Party Seller. This information is used by the Third Party Seller and may be subject to a different privacy policy. We do not otherwise share or disclose your Personally Identifiable Information to Third Party Sellers.

However, please be aware that we are not responsible for the privacy practices of such third party websites. We encourage you to be aware when our Website links to other websites and to read the privacy policies or statements of each and every website. This Privacy Policy applies solely to information collected by our Website or through our Online Products. 

To Link Your Activity on Our Websites to Your Social Networks – We have added certain features to our websites and mobile applications that allow social networks (such as Facebook, Twitter, and Google+) to track the activities of their members or collect certain information when they use our website or mobile applications. These features may include technologies called "plug-ins" and "widgets." Plug-ins create a direct link between two websites, and widgets are interactive mini-programs that provide other companies’ services on our websites. If you are concerned about the way a social network is tracking your activity, please contact the social network or review its privacy policy. For example, you can review Facebook’s data-use policy at https://www.facebook.com/about/privacy/

4. How we Store and Protect your Information

When you register your personal details to become a Veraccom member, or to receive information from Veraccom, your registered details and are then logged onto our website and secure servers. Any data you give us when you are logged into the website service is encrypted using a 'Secure Socket Layer' (SSL) session. SSL is an industry standard and is one of the best ways to ensure internet messages are not intercepted. You should be aware, however, that some older browsers cannot use SSL. If your browser does not support 128 bit encryption (or higher) you will not be able to log into the Veraccom website.

Apart from things we do to protect you there are things that you can also do to protect yourself while using our Website. Always ensure you are using a secure internet service; ensure you change your password regularly following the guidance for a strong password; Ensure you don’t give your security details to anyone else at any time. 

Our general email enquiry forms are not sent via an encrypted channel and for this reason we ask that you do not include confidential information when using them (such as bank account details).

Messages sent and received via the message service when you are logged into “My Account” via our website are encrypted and therefore secure.

While we use SSL encryption to protect our website user information online, we will use all reasonable endeavours to protect user information off-line. However, any personal details or other information entered onto or submitted through the Site or by email to us is entered or transmitted at the user's risk and we shall not be liable for any such information being intercepted or accessed by any third party without our knowledge.

5. Our Employees

Access to your information is restricted to authorised employees who have a legitimate business purpose for accessing it. For example, when you call us, we carry out an onsite assessment, or email us, designated employees will access your information to verify that you are the account-holder and to assist you in fulfilling your requests.

Unauthorised access to and/or disclosure of client information by an employee of Veraccom is strictly prohibited. All employees are required to maintain the confidentiality of client information at all times and failing to do so will result in appropriate disciplinary measures, which may include dismissal and referral to the relevant police authorities depending on the outcome of an internal investigation.

6. Recording Phone Calls

We may monitor or record phone calls with you in case we need to check we have carried out your instructions correctly, to resolve queries or issues, for regulatory purposes, to help improve our quality of service, and to help detect or prevent fraud or other crimes.  Conversations may also be monitored for staff training purposes.

7. Laws and Legal Rights

We may also disclose your information (including Personally Identifiable Information) if we believe in good faith that we are required to do so in order to comply with an applicable statute, regulation, rule or law, a subpoena, a search warrant, a court or regulatory order, or other valid legal process. We may disclose Personally Identifiable Information in special circumstances when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating our Terms & Conditions or our Subscription Agreement or to protect the safety and/or security of our users, our Website or the general public.

8. Sale of Business

We reserve the right to transfer information to a third party in the event of a sale, merger or other transfer of all or substantially all of the assets of Veraccom provided that the third party agrees to adhere to the terms of this Privacy Policy. We will notify users of any such transfer through notice on our site and through email.

9. Cookies

The Veraccom website uses cookies. Cookies are text files saved on the user’s computer when visiting a website on the Internet.

We use so called ‘session cookies’, which, depending on the settings in your browser, will be deleted when the browser is closed.

We also use cookies that are used once a session is over (‘trans-session cookies’). These Cookies serve in particular to make our service more user-friendly and effective. Thanks to these files, it is possible, for instance, that you will be provided with information specifically tailored to your interests on the webpage currently being viewed. The sole purpose is to adjust our services to the users’ wishes as best as we can and to make for you the use of our website as convenient as possible.

You can prevent the use of cookies by not permitting them in your browser. You can change the relevant settings in your browser. <Link to Cookie Policy>

10. Children’s Privacy

This website is a general audience membership and search site. We do not knowingly collect information about children. Should a child to whom we know to be under 13 send personal information to us, we will use that information only to respond directly to that child to inform him or her that we must have parental consent before receiving his or her personal information.

11. Accessing your Information

You have the right to request access for the information we hold about you. There is a minimal fee of £10 to cover the costs in providing this information.

12. Changes to our Privacy Policy

Veraccom may from time to time change this policy. Any changes to our privacy policy will be detailed in this part of our website with a noted date to identify a revision has taken place.

13. Safe Use of our Website

BY USING OUR WEBSITE, YOU SIGNIFY YOUR ACCEPTANCE OF THIS PRIVACY POLICY. IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, YOU SHOULD NOT USE OUR WEBSITE. YOUR CONTINUED USE OF OUR WEBSITE FOLLOWING THE POSTING OF CHANGES TO THIS PRIVACY POLICY WILL MEAN THAT YOU ACCEPT THOSE CHANGES.

14. Contact

Any comments or information requests should be addressed to: Head of Communications. Please refer to the address on the contacts area of our website.